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Monday, November 17, 2014


Life Certificate for retired employees to be submitted in November every year

Retired Central Government employees, pensioners and those drawing family pension will have to submit Life Certificates at the banks where they draw their pensions.

Until about a few years ago, pensioners had to go to their respective banks in order to withdraw their monthly pensions. Usually there would always be some clerical glitches or delays in distributing the pension funds causing immense hardship to the pensioners. In order to rectify this hurdle, the Government began distributing pension via ATM cards through their respective banks. Pensioners didn’t have to go to the banks anymore to collect their pensions. But, once every year, they are required to go to the banks in person, sign and withdraw the pensions.

From 2012 onwards, it has been made mandatory for pensioners to submit Life Certificates in revised format in the month of November. The banks have to be informed immediately if the pensioner dies. In order to avoid potential malpractices and cheatings, pensioners are asked to submit life certificates, in order to prove that they are alive.

Now, the Central Government has decided to introduce the life certificate to go with digital formation.

‘Jeevan Pramaan Scheme’ an Aadhaar card based digital life certificate for Central Govt Pensioners and family pensioners introduced by the Department of Electronics and Information.

The modern life certificate brings the details of the pensioner including biometric information. The complete data will be transfered to central database on real-time basis. According to the information received, pension disbursing agency to access digital life certificate. This will conclusively establish that the pensioner was alive at the time of authentication.

The software application system will be made available to pensioners and other stakeholders on a large scale at no extra cost. It can be operated on a personal computer or a smartphone, along with an inexpensive biometric reading device. This facility will also be made available at Common Service Centres being operated under the National e-Governance Plan, for the benefit of pensioners residing in remote and inaccessible areas.

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