NEW HEALTH INSURANCE SCHEME FOR CG EMPLOYEES
AND PENSIONERS
We all know Sixth Pay
Commission recommended for New Health Insurance Scheme in lieu of present CGHS.
Though employees covered under CGHS have apprehensions whether this proposed
new scheme would be better than existing CGHS, in respect of employees residing
in Non-CGHS area this scheme is definitely a boon.
The present CS Medical
Attendance Rules under which employees residing under non-CGHS area are covered
has no real intention to provide for proper medical treatment be it In-Patient
or Out-Patient treatment as the cost reimbursed under CS Medical Attendance
Rules would be a paltry sum compared to the actual cost of medical treatment in
non-CGHS areas.
In the case of Pensioners
too residing in non-CGHS areas, the fixed medical Allowance of Rs.300 per month
provided to them may not be even sufficient to meet out the cost for one visit
to a nearby Doctor for cold.
Under these circumstances,
Central Government Employees and Pensioners residing in non-CGHS are really in
need of good medical treatment at par with their colleagues in CGHS Areas. When
New Medical Insurance Scheme was proposed by Government in the year 2008 as per
the recommendations of 6CPC, it was believed that it would come as a relief for
employees and pensioners in non-CGHS area.
But this scheme is still
not a reality as in spite of repeated promises in the Lok Sabha and Rajya Sabha
that the scheme would be implemented soon, it it yet to take off.
Now, on 28.08.2012, there
was another query regarding implementation of this Scheme for which Health
Ministry has replied as follows
GOVERNMENT OF INDIA
MINISTRY OF HEALTH AND FAMILY WELFARE
RAJYA SABHA
HEALTH
INSURANCE FOR CGHS BENEFICIARIES
UNSTARRED
QUESTION NO-1775 by SHRI BASHISTHA NARAIN SINGH
a) whether it is a fact that in the year 2010, Government mooted a
plan to provide health insurance scheme to its serving and retired employees;
(b) if so, the present status of that scheme;
(c) whether it is also a fact that beneficiaries including Members
of Parliament are not getting required medicines from dispensaries specially
Ayurvedic dispensary of North Avenue and elsewhere; and
(d) if so, by when Government would seriously consider providing
health insurance cover to CGHS beneficiaries in order to provide better
healthcare?
ANSWERED
ON-28.08.2012
(a) & (b): There is a proposal for introduction of a health
insurance scheme for central government employees and pensioners on pan-India
basis with special focus on pensioners living in non-CGHS areas. As per the
directions of the ‘Committee of Secretaries’, a proposal for inclusion of this
scheme in the 12th Five Year Plan has been sent for consideration of the
Steering Committee of the Planning Commission, before placing the same for
approval of the competent authority.
(c) : No.
(d): No specific time frame can be given for introduction of the
proposed health insurance scheme.
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