PRESS NEWS
LIFE CERTIFICATE TO ELDERLY PENSION HOLDERS
Ministry
of Personnel, Public Grievances & Pensions
Life Certificate to
Elderly Pension Holders
Posted On: 24 MAR 2021 4:42PM by PIB Delhi
The Government has taken many technical and managerial measures for providing Life Certificate easily to elderly pension holders by concerned institutions/banks. The details are as under:-
Keeping in
view the difficulties faced by very senior citizens aged 80 years and above, an
exclusive window from 1st October onwards, has been provided to them to avoid
the general rush from 1st November onwards.
Department of Pension and Pensioners’
Welfare started a Pilot Programme “DLC from home campaign” in 2018 in 7 cities
through Pensioners’ Associations. The objective of the campaign was to extend
support to aged and infirm pensioners in submission of Life Certificate
digitally from home. In 2019, this project was expanded to cover 24 cities and
this has continued up to 2021 as well, with the help of Registered Pensioners’
Associations
Department of Pension and Pensioners’ Welfare
roped in the India Post Payments Bank (IPPB) and utilized its huge network of
Postmen and Gramin Dak Sevaks in providing doorstep home facility to pensioners
for submission of life certificate digitally. As a result a huge number of
pensioners across the country shall be able to avail doorstep home service
through Postmen/ Gramin Dak Sevak by paying a nominal amount, without queuing
up at bank branches.
In some cases due to fading
bio-metrics, aged pensioners' finger bio-metrics are not captured by the
bio-metric devices. Keeping in view such difficulties, IRIS enabled devices
have been provided by this department to Pensioners’ Associations which is more
effective and convenient. Department of Pension and Pensioners’ Welfare is also
instrumental in roping in an Alliance comprising 12 Public Sector Banks which
does “Doorstep Banking” for its customers in 100 major cities of the country
under Ease of banking reforms. As a result, Public Sector Banks (PSB) Alliance
has introduced the service for collection of Life Certificates under the
umbrella of Doorstep Banking. This Department also issued instructions, whereby
the Banks were directed to resort to Video based Customer Identification
Process for obtaining a Life Certificate within the guidelines of RBI which
will obviate the need to resort to a bio-metric enabled device.
This information was provided by the Union
Minister of State (Independent Charge) Development of North-Eastern Region
(DoNER), MoS PMO, Personnel, Public Grievances & Pensions, Atomic Energy
and Space, Dr Jitendra Singh in written reply to questions in
Lok Sabha today.
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SOCIAL SECURITY SCHEMES FOR
ORGANISED AND UNORGANISED SECTOR
Ministry of Labour & Employment
Social
Security Schemes for
Organised
and Unorganised Sector
Posted On: 24 MAR 2021 3:23PM by PIB Delhi
As per the Periodic Labour Force Survey (PLFS)
carried out by the National Sample Survey Organisation of the Ministry of
Statistics & Programme Implementation, in the year 2017-18, the total
employment in both organized and unorganised sector in the country was
around 47 crores. Out of this, around 9 crores are engaged in the
organized sector and the balance of 38 crores are in the unorganized sector.
The categories of the workers have been divided into three
categories i.e.
- Establishments
with 10 or more workers;
- Establishments
with 20 or more workers;
- Workers
engaged in unorganised sector
The ESI Act, 1948 is Social Security
legislation applicable to all factories & notified establishments employing
ten or more persons, which are located in ESI notified areas and as such it
does not apply to the unorganised sector. Employees earning wages up to Rs
21,000 per month (Rs 25,000/- in the case of persons with disability) are
coverable under ESI Scheme and are entitled to all benefits available under ESI
Act, 1948. At present the ESI Scheme stands extended to 575 districts in 35
States/ Union territories. The total number of Insured Persons covered under
ESI Scheme as on 31.03.2020 are 3.41 crore and the total beneficiaries are 13.24
crore. ESI contributions @ 4% are paid by employers, of which the employees or
workers contribute to the extent of 0.75% of their wages and the employers
contribute to the extent of 3.25% of their wages. Such contributions entitle
them to all benefits available under the ESI Act.
The benefits of social security to the workers
employed in organised sector establishments with 20 or more workers
under the Employees’ Provident Fund and Miscellaneous Provisions Act, 1952 are
extended through following three schemes:
·
The
Employees’ Provident Funds Scheme, 1952;
·
The
Employees’ Pension Scheme, 1995;
·
The
Employees’ Deposit Linked Insurance Scheme, 1976.
The Employer and Employee both contribute @ 12% of wages towards
provident fund. Out of this, 8.33% is diverted towards pension Fund. Employer
also contributes to EDLI Scheme @ 0.5 % of wages. During the year
2019-20, 4.89 crores members contributed under the Scheme.
For the workers engaged in the Unorganised
sector, social security benefits are being addressed through the Unorganised
Workers’ Social Security Act, 2008. The Act empowers the Central Government to
provide Social Security benefits to unorganised sector workers by formulating
suitable welfare schemes on matters relating to (i) life and disability cover,
(ii) health and maternity benefits, (iii) old age protection and (iv) any other
benefit as may be determined by the Central Government. The State
Governments are also empowered to formulate suitable welfare schemes on the
matters regarding housing, provident funds, educational schemes,
skill upgradation, old age homes etc.
Life and disability cover is provided through
Pradhan Mantri Jeevan Jyoti Yojana (PMJJBY) and Pradhan Mantri Surksha Bima
Yojana (PMSBY). Benefits under the schemes are for Rs.2 lakh on death due
to any cause & permanent disability , Rs.1.0 Lakh on partial
disability and Rs.4 lakh on death due to accident to
the unorganised workers at the annual premium of Rs.342/- (Rs.330/- for PMJJBY
+ Rs.12/- for PMSBY) depending upon their eligibility.
The eligible Unorganised Workers can avail the
scheme from their respective banks at annual premium of Rs. 342/-. As on
30.12.2020, 9.70 and 21.87 crore people have been enrolled under PMJJBY and
PMSBY respectively.
The health and maternity benefits are
addressed through Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
which is a universal health scheme administrated by the National Health
Authority. The number of eligible beneficiaries under Social Economic Caste
Census (SECC) of 2011 on the basis of select deprivation and occupational
criteria across rural and urban areas is 10.74 Crore families (50 crore
people). The Scheme gives flexibility to States/UTs to run their own health
protection scheme in alliance with AB-PMJAY. The States/UTs implementing
AB-PMJAY have further expanded the coverage of the scheme to include 13.13
crore families (65 crore people).
For old age protection to unorganised sector
workers including traders, shopkeepers and self- employed persons, the
Government has launched two flagship schemes namely Pradhan Mantri Shram Yogi
Maan-DhanYojana (PM-SYM) and National Pension Scheme for Traders, Shopkeeper
and Self-Employed Persons (NPS- Traders). Under the schemes,
beneficiaries are entitled to receive minimum monthly assured pension of
Rs.3000/- after attaining the age of 60 years. The workers in the age group of
18-40 years whose monthly income is below Rs.15000/- can join the PM-SYM scheme
and Traders, shop keepers and self-employed persons whose annual turnover is
not exceeding Rs.1.5 crore can join NPS – Traders scheme. These are
voluntary and contributory pension schemes and monthly contribution ranges from
Rs.55 to Rs.200 depending upon the entry age of the beneficiary. Under both the
schemes, 50% monthly contribution is payable by the beneficiary and equal
matching contribution is paid by the Central Government. Both the schemes are
being implemented in all the States/UTs of India. The details of numbers
of beneficiaries as on 28.02.2021 under PMSYM and NPS Traders, 44.90 Lakh and
43,700 respectively.
This information was given by Minister of
State (I/C) for Labour & Employment Shri Santosh Kumar Gangwar in a written
reply in Rajya Sabha today.
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