HEALTH INSURANCE SCHEME

Central Government Employees & Pensioners Health Insurance Scheme (CGEPHIS).

 

GOVERNMENT IS GOING FOR A SCHEME OF HEALTH INSURANCE CALLED " CG EMPLOYEES & PENSIONERS HEALTH INSURANCE SCHEME"

 

ELIGIBLE HEALTH INSURERS AND OR HEALTH INSURANCE CONSULTANTS ARE ASKED TO SEND IN THEIR EXPRESSION OF INTEREST TO THE MINISTRY OF HEALTH & FAMILY WELFARE

 

Dear Comrades!

 

The Government is moving ahead with the introduction of Health Insurance Scheme in lieu of CGHS in a big way. This stand is the fall out of the recommendations of the 6^th CPC for introducing such a medical insurance scheme. The Ministry of Health & Family Welfare has called for Expression of Interest from Health Insurers / Health Insurance Consultants by providing the following information.

 

Confederation of Central Government Employees has taken a position that strengthening of CGHS will be the better option instead of going for such Health Insurance Schemes. The stand of the Government is a fall out of the neo-liberalisation policy under which the State is withdrawing more and more from its commitment towards providing health services.

 

Comrades are requested to read the under-mentioned points and also read the full text of the Health Ministry document placed in its website by clicking the link at the bottom of this blog. After reading please send your comments to the NFPE through emails to nfpehq@gmail.com

 

SOME PARAGRAPHS FROM THE MINISTRY OF HEALTH DOCUMENT CALLING FOR EXPRESSION OF INTEREST:

 

All personnel of the Central Government including All India Service officers, serving, newly recruited, retired and retiring and others who are covered under the existing CGHS(Central Government Health Services)  and under CS (MA) [Central Services (Medical Attendance) Rules] Rules shall be offered Health Insurance Scheme  on voluntary or on compulsorily basis . This could be:

 

1. CGEPHIS shall be compulsory to new Central Government Employees who would be joining service after the introduction of the health Insurance Scheme.
2. CGEPHIS shall be compulsory to new Central Government retirees who would be retiring from the service after the introduction of the Insurance Scheme.
3. CGEPHIS would be available on voluntary basis for the existing Central Government Employees and pensioners serving in CGHS area/ covered by CGHS. In this case such serving Central Government Employees and Central Government existing Pensioners shall have to opt out of CGHS scheme. They will also have the option of choosing both CGHS and Insurance policy. In such case the total premium has to be born by the beneficiary.
4. CGEPHIS would also be available on voluntary basis for the existing serving employees and pensioners in non-CGHS areas not covered by CGHS. In this case such serving Central Government Employees and existing Pensioners (who have opted for CGHS facility) shall have to opt out of CGHS scheme. They will also have the option of choosing both CGHS and Insurance policy. In such case the total premium has to be born by the beneficiary.

NFPE wants to know from our members and all pensioners as to what they feel about the introduction of Health Insurance Scheme in lieu of CGHS ?

Do they feel that such Insurance Schemes would destroy the entire CGHS in course of time and will ultimately lead all employees and pensioners to spend on medical needs from their own pockets?

Do they feel that this measure is an exhibition of slow withdrwal of commitment of the Government to provide for its employees and pensioners the medical treatment?

The full text of Ministry of Health & Family Welfare document calling for Expression of Interest can be downloaded by clicking the under-mentioned Link:

http://www.mohfw.nic.in/

--
K.Ragavendran
Secretary General NFPE